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In addition to insuring your Household Goods and Personal Effects during the course of your move, you can also insure the costs you are charged by your removal company. In the unfortunate event your goods are totally destroyed by, for instance, a fire or as a result of theft of the removal van carrying your goods or a from total loss arising from the sinking of the ocean-going vessel Insurers will not only reimburse you for the loss of your household goods BUT, for a flat premium of £ 25.00, will also reimburse you for the cost you have paid to your removal company, up to a maximum of £ 5,000.