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Mystery Shopping - Comparative Costs

We have undertaken a a little mystery shopping on a fictitious move to Australia with a sum insured of £10,000.

Three removers quoted rates which varied  between 2.75% and 3.25% plus IPT

Letton Percival quoted a rate of 1.35% plus 9.5% IPT which equates to a premium of £ 148 PLUS a £ 250 excess. A total cost, if you had a small claim, of £ 398 !!!! 

IYM cost is £ 205.00 inclusive of all taxes and fees with NO excess.