07 Mar 2017
With the budget less than 24 hours away expectation is that the Chancellor will again increase Insurance Premium Tax on premiums.
The tax on removals insurance premiums has steadily increased in the past 3 years and is likely to do so again this year by adding another 10% to you removals bill.
One good reason to use Insure Your Move as our insurance premiums are inclusive of this tax.
10 Feb 2017
With at least a dozen removers all vying for your business how do you know which remover to choose ?
15 Jan 2017
We are pleased to advise we have joined up with Store and Insure who are able to cover your goods whilst they are being stored in any UK based self storage facility.
If you are seeking storage insurance at premiums that are very competitive then visit their website to obtain a quote. For added peace of mind, they too use the RSA as their Underwriters.
15 Jan 2017
In the Autumn Statement, Philip Hammond stated Insurance Premium Tax (IPT) would be increased from 10% to 12% with effect from 1st June, 2017. This is the third increase in two years.
11 Jan 2017
No longer can a removal company 'get away with it' by applying excess removal charges or by damaging or losing your goods and then simply walking away from their responsibility as a bailee for reward.
See www.citizensadvice.org.uk and the many examples they cite as to the application of The Consumer Rights Act 2015 where the service provider, in this case the remover, has failed to satisfactory fulfil their side of the contract agreement you entered into.
Whilst we will continue to adjust and settle your claims in accordance with the Policy conditions this Act allows you to simply seek additional recourse against the remover without prejudicing your rights.
04 Jan 2017
Firstly, a happy and peaceful New Year to you all wherever your travels may take you.
We are pleased to advise we have been able to maintain the same insurance rates for the third year running with our Insurers (the RSA). Unlike some removers and other providers including Letton Percival there is also NO excess in the event of a claim.
We have been made aware some insurers have been increasing their rates by as much as 10% over the last quarter so it is even more important you shop around to ensure you are receiving the most favourable terms available.
We have always suggested you obtain at least two insurance quotes and perhaps, with insurance rates generally rising, it is now more imperative to do so.
28 Nov 2016
Whilst we pride ourselves on our claims' handling ability the 'proof is always in the pudding' and we would like to share one customer's recent experience with us.
''...my wife and I would like to thank you both [Insure Your Move and Insurers]....I am deeply annoyed with our shipping company for the unprofessional and negligent way they packed and handled our things. However, we can now get our lost and broken items replaced and for that we are extremely grateful....''
In today's world, we are still amazed how some removers show very little aftercare concern towards their customers once the move has been completed.
14 Nov 2016
With some polices you almost need a degree in maths to work out exactly how much your insurance will cost with all the 'add-ons' to ensure you have the right cover. At IYM it is different.
13 Nov 2016
With a less favourable rate of exchange for the GB Pound it is becoming more and more important to correctly insure your goods for their replacement value at destination.
01 Jun 2016
See our blog dated 8th April, 2016
We have been asked to point out the rate quoted by Letton Percival was, in fact, 1.30% plus IPT at 9.50% with a £ 250.00 EXCESS and not 1.35% plus IPT at 9.50%.
Therefore, on a shipment to Australia valued at £ 10,000 the total premium payable would be £ 142.35 though any claim up to the value of the first £ 250 would not be met by their Insurers.
21 May 2016
Following the update to the site, the feedback from customers has been very positive. Sales continue to increase month on month as more customers are realising the premium savings available and the fact the movers artificially up-lift the rates.
08 Apr 2016
We have undertaken a a little mystery shopping on a fictitious move to Australia with a sum insured of £10,000.
Three removers quoted rates which varied between 2.75% and 3.25% plus IPT
Letton Percival quoted a rate of 1.35% plus 9.5% IPT which equates to a premium of £ 148 PLUS a £ 250 excess. A total cost, if you had a small claim, of £ 398 !!!!
IYM cost is £ 205.00 inclusive of all taxes and fees with NO excess.
07 Apr 2016
When comparing our terms with those of the remover check out if the rates are inclusive of Insurance Premium Tax (IPT) or whether this is another 'add on'. With IPT at 9.50% and, being increased to 10% in the Autumn,it is considerable additional charge.
At Insure Your Move Ltd, all our rates quoted are INCLUSIVE of Insurance Premium Tax.