Removals Insurance

If you are considering moving abroad or simply moving house within the UK then there are a number of websites which provide a wealth of information relating to your specific requirements

Whether you are moving to Canada, Australia, New Zealand, America or relocating closer to home within Europe then it is important you are aware of all the immigration requirements as well as have an understanding of the culture, economic and political stability of the country to which you are moving.

Additional important details about schooling, healthcare, housing and the labour market requirements can all be sourced from these sites.

Once you have determined your destination you will need to choose a remover to pack and ship your personal effects and household goods (see choosing a remover.) Often your designated move manager from the moving company can add real value as they too, have a wealth of knowledge relating to the relocation procedures for your chosen country

Even if you are moving within the UK then again, it is important you have an understanding of the area to which you are moving including local schools, social and recreational clubs, churches, health centres and the crime rate amongst other key data.

Whether moving domestically within the UK or you are undertaking an international move there then is an abundance of information available to assist you with relocating or you can complete the form on our Contact Us  page with your questions.

You are not required to complete a detailed valued inventory but simply indicate one overall replacement value of your Household Goods and Personal Effects. Individual items or collection of items valued in excess of GBP 750 should be listed on the Application Form e.g. CD's, DVD's GBP 1000, Dining Room Suite GBP 1000, 4 beds GBP 1000 and should form part of the overall value you have declared.

Cover can be provided but we require details stating the and model of your car and the current second hand market value. We also require a pre-condition report.

Please note the insurance DOES NOT COVER Loss or Damage caused to an automobile (in the following circumstances):

(i) Whilst being driven under its own power EXCEPT while on premises of the port or whilst being driven by an authorised driver who is an employee of the remover or their agent in direct furtherance of the transit.

(ii) Caused by scratching denting or marring unless the remover and the owner both agree and sign a 'Certificate of Condition' or similar document stating the condition of the automobile prior to shipment, noting all defects.

(iii) Non-factory installed accessories are NOT INSURED unless specifically declared and valued for insurance.

(iv) Goods packed inside automobiles are NOT INSURED unless packed by the remover and/or their agent.

As with most insurance policies there are exclusions and restrictions but these are kept to a minimum.

This insurance does not extend to include perishable items such as foodstuffs, plants, precious stones, money or securities for money, negotiable instruments, stamp or coin collections, jewellery, firearm or any goods confiscated by customs or government agencies if you are moving overseas.

Gradual deterioration, wear and tear, inherent vice, loss of data and any financial loss other than loss, destruction or damage to goods. Loss or damage caused by atmospheric or climatic conditions, vermin or moths. This exclusion does not apply for mould and or mildew however the Insured is not covered for (i) more than 25% of the total insured value for mould and or mildew or (ii) mould and or mildew occurring during storage (beyond the free 60 day period).

Electrical, electronic, mechanical derangement and internal damage of electrical items more than 6 years old.

The first GBP 2,000 of any claim if your remover is not a member of the British Association of Removers or The National Guild of Removers.

 

 

Your household goods and personal effects should be insured for the new replacement value whereas any antiques and fine arts contained within your consignment must be valued at their current market value.